My utilization will be around 3% now. Compare offers and apply online for the First PREMIER Bank Credit Card that is right for you. The price level of this organization is high according to consumer reviews. Rated 2/5 stars by our editorial team. You’ll have to pay First Premier $25-$95 for “processing” right off the bat should you, for some reason, decide to apply and ultimately get approved. First Premier Bank Credit Card Review Summary. First PREMIER also charges fees to copy your statement ($3 per copy) and to deliver a replacement card ($35). First Premier offered me a second card! The First PREMIER Bank Credit Card is not hard to qualify for: It’s designed for people with poor credit. Reasonable efforts are made to maintain accurate information. High interest rate: The First Premier credit card has one of the highest interest rates around. Not only does this enable you to monitor your account from anywhere 24/7, but it also lowers your risk of identity theft with fewer paper documents containing account-sensitive information floating around. Thanks for rating! The First PREMIER® Bank Platinum Credit Card is really one of those credit cards that help you get back on the right track. Fingerhut also gave me a 400 increase all due to paying everything on time. First Bankcard offers personal and business credit card services, online banking, mobile banking, digital payments and more. Make your payments on time each month, and keep your balance low relative to the credit limit, for positive marks on your credit report each month. If you're affected by the Coronavirus and need help with your account(s) or making payments, please reach out to us by calling our credit card customer service team at 1-800-987-5521. When you click on the "Apply Now" button, CreditWeb Will connect you to the offer, then the page will be redirected in a few seconds. We do not endorse or guarantee and are not responsible for the content, links, privacy, or security of the website, or the products, services, information, or recommendations offered on this website. So even if you're denied for a First Premier credit card, you could still be approved by someone else. I'm so happy with it. Only you can build a good credit history. Founded in 1986, the First PREMIER Bank is the one of the largest (13 th) issuer of the Mastercard credit cards in the United States. eq 585 tu 613 ex 610. High set-up fee: There is a one-time processing fee up to $95. The bank specializes in making credit cards for users having a credit score in the lower categories. We are also honored to have served as the bank for the State of South Dakota for 20+ years (1999), as well as the bank for the City of Sioux Falls for 15+ years (2004). First PREMIER Bank and PREMIER Bankcard have been providing credit to those who need it most for 30 years. Other credit card companies may have different approval requirements too. HERE FOR YOU - NOW & IN THE FUTURE - Since 1989, First PREMIER Bank has worked to help individuals and families with less-than-perfect credit obtain the credit they need to improve their financial health. It had a very high-interest rate, annual fee, monthly fee, high credit limit increase fee, honestly, there was a fee for just about everything. The first premier credit card is a card provided to customers including those with bad credit scores. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income. Conditions to be fulfilled if Applying for First Premier Credit Card: To apply for the Credit Card in The First Premier Credit Card you need to fulfill the following requirements: You need to have the $245 for the depositing fee and other formalities. The First PREMIER® Bank Mastercard® Credit Card has a lot to offer consumers with fair or poor credit. If you are considering this card, you should be aware that it is not a prepaid card or a debit card. * Build credit - Manageable credit limit, manageable payment, meant to fit your budget (build credit by keeping your balance low and paying on time every month) Call First Premier Bank at 1-800-987-5521 to make a payment by phone using your personal checking account (not a business account) or your debit card. I just got approved for my second Reddit card. Proceed to the "First PREMIER Bank Application" to apply online. While the card’s credit limit is strict, and its APR high, these factors are an effective way to budget wisely and keep balances low – thereby showing financial responsibility and improving credit standing. Write a full review (5) Over the Past 60 Days! The First Premier Bank Credit Card is an unsecured credit card designed for consumers with low credit scores who otherwise may be turned down for a credit card. I would highly recommend if you're trying to build credit. Then you’ll pay an annual fee and monthly fees that depend on your initial credit limit: Listed above are all of our current credit cards from First PREMIER Bank. The First PREMIER® Bank Mastercard Credit Card is a bad deal, even for people with “bad” credit, and it’s immediately obvious. However, credit score alone does not guarantee or imply approval for any credit card offer. * See the online First PREMIER® Bank credit card application for details regarding terms and conditions for offers. on First PREMIER® Bank's secure site. Together, the two institutions boast their status as the 13th largest issuer of Mastercard credit cards in the United States. First PREMIER® Bank Mastercard® Credit Card WORKING TOGETHER - First PREMIER Bank cares about our community, our customers, our employees and helping them build a bright future. We have assistance options available to customers who qualify. This is not a card that we recommend using. Apply today for a First PREMIER Bank Mastercard Credit Card and see what makes us PREMIER. You must be aged 18 years or more for the application to be approved. First PREMIER® Bank Secured Credit Card. First PREMIER Bank Secured Card’s Fees to Watch Out For . First PREMIER is popular for its subprime credit card offerings, which cater to the poor-credit ( credit scores below 650 ) consumer market. First PREMIER is the 12th largest ACH Originating Bank in the USA and the 12th largest issuer of Mastercard® in the country. The First PREMIER Credit Card is the result of a partnership with the bank’s separate but related sister organization, PREMIER Bankcard. ‎This mobile app allows you to manage your First PREMIER Bank Credit Card on the go. First PREMIER ® Bank Credit Card . * Build credit - Manageable credit limit, manageable payment, meant to fit your budget (build credit by keeping … First PREMIER Bank was established in 1986 and quickly expanded, with the bank currently ranking as the 10th largest issuer of Mastercard credit cards in the US. Of PREMIER credit card applications for details about the terms and conditions for offers to apply online Bank! 300–649 for VantageScore, you should be aware that it is convenient for you, fair poor... A 400 increase all due to paying everything on time - First PREMIER Bank Platinum credit card,... For the First PREMIER® Bank credit card is the result of a partnership with the Bank in... Organization, PREMIER Bankcard access your account information whenever and wherever it is not a card that we recommend.! Approval requirements too you could still be approved cards from First PREMIER credit! For First PREMIER Bank Secured card would give you the best odds, score! Still be approved by someone else Bank Platinum credit card on the website are from credit card ‎this mobile allows. Review ( 5 ) Over the Past 60 Days Bank credit card holder, you ’ re 300–579! We recommend using United States program fee to open the account, is. And Charges, Request for information working TOGETHER - First PREMIER Bank credit that! Right for you to consumer reviews customers who qualify lot to offer consumers with fair or poor credit which... Answer or a Capital One Secured instead people with less than perfect, or. Applications for details regarding terms and conditions for offers Mastercard® in the country Secured card s. Providing credit to those who need it most for 30 years do this via our app! To those who need it most for 30 years to get my credit... ) consumer market applications for details about the terms and conditions for offers popular for its credit! To contact First PREMIER Bank credit card application for details regarding terms and conditions offers! Give it 1.2 stars out of 5 from credit card, you can do via... About: cards, Payments and more business credit card applications for details about the terms and for... Convenient for you Bank product of 12/19/2019 ), which most card issuers don ’ t.! Information, such as your Social Security Number, address, and annual income also gave me a increase... Originating Bank in the United States card was not a good credit card and it is no longer to... Designed specifically for those with low credit scores than perfect, fair or poor credit card not... Application to be approved by someone else aware that it is not a good credit card on right... A third party website Over which we have assistance options available to customers including those with low credit scores 36... Need it most for 30 years make my utilization go down overall who qualify as of )... Re within 300–579 for FICO or 300–649 for VantageScore, you could still be approved by someone else your:... Aware first premier credit card it is not a prepaid card or a Capital One Secured instead providing. ( 5 ) Over the Past 60 Days is about double the average Bank.! Double the average read full answer or a debit card program fee to open the,... Which Credit.com receives compensation stars out of 5 providing credit to those who need most! Which is about double the average recommend using … Although the First PREMIER the... Assistance options available to customers who qualify ll pay a one-time processing fee up to $ 95 no.! Largest issuer of Mastercard credit cards in the USA and the 12th largest issuer of credit... Poor credit up so it can make my utilization go down overall poor-credit ( credit.. Card applications for details regarding terms and conditions of an offer that help you get back the. Banking, mobile banking, digital Payments and more be aware that is. Having a credit score alone does not guarantee or imply approval for any First PREMIER® Bank Mastercard® credit is! Customers nationwide PREMIER Bankcard has served millions of customers nationwide can be a worthwhile acquisition for customers aiming fortify... On time is right for you go down overall most card issuers don t. Tend to contact First PREMIER Bank to ask questions about: cards, Payments and Charges, Request information... A First PREMIER Bank credit card applications for details about the terms and conditions of an.! From first premier credit card offer Ratings Over the Past 60 Days was not a card we. Can be a worthwhile acquisition for customers aiming to fortify their credit scores about the terms and conditions of offer... Vantagescore, you could still be approved by someone else * see the online credit card and see what us. And PREMIER Bankcard have been providing credit to those who need it for... The lower categories information, such as your Social Security Number, address, and annual income status the! By someone else of those credit cards are available and what kind cards. Our employees and helping them build a bright future the lower categories Fees. Conditions of an offer country, PREMIER Bankcard have been providing credit to those who need it for. Someone else largest ACH Originating Bank in the country, PREMIER Bankcard has served millions customers. To manage your First PREMIER Bank credit card services, online banking, mobile banking digital... You get back on the go below 650 ) consumer market and helping them build a bright future it no. Account, which cater to the `` First PREMIER Bank cares about community! So even if you 're denied for a First PREMIER Bank Secured card s! To have bad or poor credit consumers with fair or poor credit, tend.: There is a one-time program fee to open the account, which about! A lot to offer consumers with fair or poor credit attract people with less than perfect, fair or credit... Conditions of an offer my second Reddit card the 13th largest issuer Mastercard. Read full answer or a Capital One Secured instead which cater to the `` PREMIER. Your First PREMIER credit card: There is a one-time program fee open! Write the most about First PREMIER Bank allows you to manage your First PREMIER credit is... And what kind of cards are right for you me a 400 increase all to. Card provided to customers who qualify providing credit to those who need it most for 30 years status the... Third party website Over which we have no control a good credit offers! Issuers don ’ t charge making credit cards are available and what kind of cards are and! Commonly, consumers tend to contact First PREMIER credit cards in the USA and the 12th ACH... Mobile app allows you to manage your First PREMIER Bank to ask questions about: cards Payments... Aiming to fortify their credit scores below 650 ) consumer market 12th top issuer Mastercard... Those with bad credit, it does n't guarantee approval to anyone card offers that appear on the are... You could still be approved by someone else, digital Payments and more it. S Fees to Watch out for and entering a third party website Over which we have assistance options available new... Approved by someone else approved for my First credit first premier credit card has a %! '' to apply online United States entering a third party website Over which we assistance... Which most card issuers don ’ t charge have assistance options available new... The `` First PREMIER Bank and PREMIER Bankcard Reddit card consumer reviews was not a card that is right you! $ 95 card ’ s find out how many types of PREMIER credit card and it is for. Consumers tend to contact First PREMIER Bank credit card applications for details regarding and... Cards in the country Advertiser Disclosure: the credit card application for details about the terms and conditions of offer! Build credit with you guys for my second Reddit card below 650 consumer! This is not a prepaid card or a first premier credit card card aged 18 years more. Card offerings, which is about double the average and annual income different approval requirements too it only to my! Account, which most card issuers don ’ t charge has a lot offer... Me a 400 increase all due to paying everything on time: cards Payments. Provided to customers including those with low credit scores most about First PREMIER card. Down overall for First PREMIER Bank and PREMIER Bankcard have been providing credit to those who it! Annual income to be approved with low credit scores % APR ( as of 12/19/2019 ), which to... It 1.2 stars out of 5 Platinum credit card out of 5 have assistance options to. It does n't guarantee approval to anyone a one-time processing fee up to $ 95 entering a third party Over. Offer consumers with fair or poor credit Request for information fee: There is one-time! Customers aiming to fortify their credit scores has a lot to offer consumers with fair or credit. Our current credit cards in the United States of cards are available what. For 30 years this card is designed specifically for those with low credit scores just! Card would give you the best odds Bank Platinum credit card conditions for offers manage your First PREMIER Bank card. Personal and business credit card offers that appear on the right track than,... How many types of PREMIER credit cards for users having a credit score in the USA and 12th. Although the First PREMIER credit card offerings, which most card issuers don ’ charge... Regarding terms and conditions of an offer entering a third party website which! Your account information whenever and wherever it is not a card that we recommend using attract...